: monthly payment solution

To qualify for Flex Pay monthly payments, the following requirements must be met:

• You must have a Canadian mobile phone number with smartphone capability.
• The package price must be at least $300.
• You must purchase the package at least 24 hours before departure.
• You must be the one travelling.
• You must be Canadian and over the age of 19 (Americans are not eligible for this financing plan on our platforms).
• You can only have a maximum of two active loans with Flex Pay at any given time.

• When you book your trip, select "Pay monthly" as the payment method at checkout.
• Fill out a no-commitment financing request from Flex Pay to receive a loan decision immediately without leaving Transat.com. The request will take 5-10 minutes to complete and will consist of these five steps:
  1. Enter information requested by Flex Pay: You will be asked to provide some personal information, including your name, address, email, phone number, date of birth and annual income.
  2. Confirm loan eligibility: Flex Pay will then proceed with a soft check of your loan eligibility. This verification will not affect your credit score.
  3. Receive Flex Pay loan decision (accepted or refused): Within seconds, you will receive a response and the exact amount of the monthly payments, if accepted.
  4. Accept loan terms and conditions: You will be asked to accept the terms of the loan agreement.
  5. Finalize agreement: Your transaction will not be completed until you click "Pay now."
• Once your booking is complete, Flex Pay will proceed to pay for your entire trip.
• Transat will then send you a confirmation email indicating that the booking has been made and the loan granted. The email will also include the amount paid. Flex Pay will also send you a loan confirmation email.
• You will then be responsible for making fixed monthly payments, based on your purchase date, until the loan is repaid.
• There are no payment restrictions or penalties. You may increase payments or repay the entire loan at any time.

• Payment for the first month must be made at the time of booking, either directly from your bank account or via Visa Debit/Debit Mastercard.
• Once the initial payment is made, the balance is then divided into 11 equal monthly payments
• Financing is limited to a 11, 18 and 24 months period of fixed monthly payments.

If your loan request is denied, the reason for the refusal will appear on your screen and also sent to you via an SMS/text message. Flex Pay will also send you the name of a consumer reporting agency to access your credit history.

You could also complete your booking by choosing one of two other options:

• Another qualified traveller on your booking may apply for the Flex Pay loan on Transat.com, in which case the booking process will have to be started again from the beginning.
• You could pay with an alternate method (e.g., credit card).

• Flex Pay is responsible for all questions related to payments and loans. You can contact their 24/7customer service by calling them toll-free at 1 (844) 257-5400 or emailing them at support@uplift.com.
• You could also check the balance of your loan at any time by logging into your Flex Pay Pay Monthly account at pay.uplift.com.

• You must first contact Transat at 1 (877) 872-6728 or 514 636-3630 to cancel or modify your booking.
• Transat will then proceed with the cancellation or modification according to its terms and conditions.
• If a refund is applicable, funds will be sent to Flex Pay, who will then issue you a refund.
• The entire process can take up to 30 days from the date of cancellation or modification.
• Trips cancelled after 24 hours may not be eligible for reimbursement of applicable fees and accrued interest.